(Even With Not-So-Good Credit)

$0 Down Payment Is Now Possible

(Even With Not-So-Good Credit)


Here's what our program participants have to say...

"This program is amazing!!!! I am so happy and blessed for their service..."
Housing Development

Homeownership Made Simple

For Good Credit (above 680)

Homeownership Plus   Advantage 

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For Good Credit (above 680)

Home Loan Approval with Downpayment Assistance

  • Home Loan Approval Consulting

  • Downpayment Assistance Sourcing

If you are not sure about your current credit scores, Request  Your Free Assessment through Homeownership Plus.

Here at Now I Can Own, raising enough cash for your down payment is no longer your biggest obstacle to homeownership. With the Now I Can Own Homeownership Plus Advantage Program, as a First time homebuyer you can now purchase with down payment assistance which covers your down payment 100 percent! Registration takes only 4 minutes, Our approval consultants do all the work, you get approved, Its now just that simple! Most Down Payment Assistance and Non-Profit Housing Organization Programs can be: Complicated and time consuming, Have income limits which can disqualify buyers from eligibility, Have Required classes to attend, Have restrictions on where you can purchase your home and may not cover your down Payment 100 percent With our approval consultants doing all the work for you, you can obtain home loan approval with full down payment assistance. So... if you are looking to become a homeowner with the least amount of money out of pocket with a simple, stress free experience...YOUR SEARCH IS OVER! NOW YOU CAN!

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Homeownership Plus

For Lower Credit Scores
Approval Preparation

Would you love to own your own home but think you can’t? With Now I Can Own, now you can! Our mission is very specific: To place our clients into homes by removing obstacles which may prevent approval, allowing dreams of home ownership to become a reality. We pride ourselves in doing all the work necessary to prepare you for approval which includes: Helping you achieve the necessary credit scores for approval. Preparing you for the mortgage process to insure home loan approval Most importantly upon completion of our program you will be purchase ready. The first step of our program is your assessment report. We will analyze your credit. This analysis is done by our credit consultants. The result is an action plan specific to you circumstances. If you have credit issues to overcome, don’t worry that’s what we do. Our credit consultants are absolutely phenomenal. The second step is the preparation work necessary for the home loan approval process. Our credit restoration team will do all of the necessary credit restoration work to assist achieving credit scores for home loan approval. This work includes disputing inaccurate, unverifiable and outdated accounts which oftentimes are the cause of lower credit score. In the event you don’t have sufficient credit we can help you reestablish credit also. Don’t worry if you have been turned down for new credit in the past that’s ok. With our program let low credit scores be the least of your worries. The third step of our program begins upon completion of your preparation work. At this time If you have a lender you can immediately apply for home loan prequalification. If you do not have a lender, we can immediately submit your file to one of our Preferred Lenders for home loan prequalification. The final and most exciting step is to get you out looking for your perfect home. If you have a realtor you are welcome to use them to assist you however if you do not have a Realtor we have preferred Realtors you can choose from to help you. The uniqueness of our program is that we do all the work for you making the home buying process simple and fun. Home buying can be complicated and stressful without a full service company like Now I Can Own helping you prepare for the home buying process. Remember with Now I Can Own, now you can!

Approval Preparation

  • Premium Credit Restoration

  • Advanced Credit Rebuilding

Mortgage Approval Consulting

  • Loan Approval Preparation 

  • DPA Pre Screening

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All the help you need, all in one place.

Expert Staff


Our Approval Preparation Experts will develop your specific approval action plan and work with you to obtain your approvals. The best part is we do all the work for you!

Approval Preparation


If credit issues are present, our Expert Credit Consultants know exactly what has to be done to get you approved to purchase your home. We utilize a multi-tier approach which often times results in credit score increases in a very short time period.

Preferred Participating Lenders


Participating Lenders work hand in hand with our Mortgage Approval Consultants to achieve the goal of providing funding and downpayment assistance for your home purchase. 

Preferred Realtors


Our Preferred Top Realtor list is comprised of companies and individuals which we feel possess the degree of integrity, professionalism and knowledge we require for our clients. Quite frankly, to be placed on our lists is not an easy task. 

You'll Be Amazed Too!

Some of our clients are amazed to discover they are already paying more in rent than the cost of owning a home. What's even more amazing is that some of our clients go on to purchase their homes with a little more than the cost of moving into another rental. 


You can always decide to own a 2 or 3 family home.

Qualifying for a multi-family home can be easier because the rent received from tenants increases your qualifying income (which generally translates into higher approval amounts). 

Owning your own home guarantees financial growth, renting does not.
first time home buyer program
"Net worth of homeowners average 
36 times greater than that of renters
($194,500 vs. $5,400)"