Modern Living Room

All The Help You Need, All In One Place

Homeownership Plus

Getting Started Is Simple

  1. Create Your Account
  2. Upgrade Your Smart Credit Account

Our Approval Specialists will immediately begin working on your file to obtain your prequalification along with sourcing of Down Payment Assistance. 


  • Advanced Credit Restoration

  • Advanced Credit Rebuilding

  • Home Loan Approval Preparation 

  • DPA prescreening

File Setup
Approval Preparation 
FHA Approval & Down Payment Assistance Sourcing will immediately begin once Approval Preparation is complete. Approvals generally achieved within 48 hours of completion of Homeownership Plus Approval Preparation.


  • Standard Credit Restoration

  • Standard Credit Rebuilding

File Setup
Approval Preparation 
Approval preparation work is designed to prepare clients for home loan approval at the lender of their choice. 

Create Your Account

Upgrade Your Smartcredit

Credit Monitoring Account

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Please login to your Smartcredit account and select "Billing Information" to enter billing information.   

Smartcredit will debit  24.99/mo (while your restoration work is being done) starting 30 days from today .