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Down Payment Assistance

Low credit scores, lack of a large down payment or you simply just don't know where to begin? Our Homeownership Plus Program® is for you. Click here to request your free Assessment.

All the help you need

First time homebuyers that may need help because of not-so-good-credit or that may have been denied approval by lenders now have hope. Our Homeownership Plus Program is ground breaking in its approach towards assisting first time homebuyers facing approval challenges.


What makes Homeownership Plus so unique is it combines premium credit restoration along with collaboration with lenders available to review files during the credit restoration process. 

Oftentimes renters who join the NowICanOwn Homeownership Plus Program can definitely afford to buy a home and are surprised to learn that purchasing would be cheaper than continuing to rent.  

The work they do is more of a mission. Participants who have low credit scores and oftentimes a host of other obstacles which may prevent home loan approval are converted into qualified buyers (because of the full service provided).

All in one place


"There is no other company in the country which does what our homeownership program does.” All components of the home buying process is under one roof. NowICanOwn's Homeownership Plus Programs primarily specializes in the approval preparation stage. 

Other homeownership programs often fall short by not providing full service for potential buyers.  
The fact is, purchasing a home can be complicated and in most cases very stressful for first time home buyers. When low credit scores are combined with first time homebuyers lacking a large down payment, the mountain to climb gets higher. 


At Now I Can Own, as long as clients are working and have sufficient income, home loan approval is possible.  There may be in some cases a significant amount of work to do, but that’s ok our specialty is handling difficult cases.

Approval is now as easy as 1-2-3!


Approval Action Plan

​​Our Approval Preparation Experts will complete a free detailed analysis of your credit report and create your specific Approval Action Plan.

You are assigned an agent to:

  • Present and explain your approval action plan

  • Answer any questions you may have

  • Create your account and

  • Provide personal support 


Approval Preparation

Our Approval Preparation Consultants know exactly what has to be done to get you approved for homeownership. Rest easy knowing our Approval Preparation Team is the best in the industry.


When low scores are an obstacle preventing approval, our three-tier approach to credit restoration and rebuilding continuously yields significant correction of inaccurate, unvalidatable, and unverifiable information which generally results in significant credit score increases in a very short time period of time.


    Home Loan Approval

    Our Mortgage Approval Consulting staff will work hand and hand with an extensive network of lenders ready to lend. Our network of Preferred Lenders have the best options available to get the deal done. Lenders will not only pre-qualify you, full pre-approval processing is available, making you close to being a cash buyer because your loan application is pre-processed before you begin your home search.

    Down Payment and Closing Cost Assistance Program with Participating Lenders.