Good or Not-So-Good Credit
We have all the help you need, all in one place.
BUILD YOUR FUTURE, Not Your Landlord's.

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24 to 48 hour approvals
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Simple registration
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No classes to attend,
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No location restrictions
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No income restrictions
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30 day (or less) closings
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Approval Preparation Help
Here at Now I Can Own raising enough cash for your down payment is no longer your biggest obstacle to home ownership. With the Now I Can Own Home Ownership Plus Advantage program as a first-time home buyer, you can now purchase with down payment assistance which covers your down payment 100%. Registration takes only four minutes. Our approval consultants do all the work. You get approved. It's now just that simple. Most down payment Assistance and nonprofit Housing Organization programs can be complicated and time-consuming, have income limits which can disqualify buyers from eligibility, Have required classes to attend, have restrictions on where you can purchase your home, and may not cover your down payment 100% with our approval consultants doing all the work for you. You can obtain home loan approval with full down payment assistance, so if you are looking to become a homeowner, With the least amount of money out of pocket, with a simple stress free experience, your search is over. Now you can.
Without Our Help
Original Funds Needed $14,000
Down Payment (3.5%) $7,000
Closing Cost (Estimated) $7,000
With Our Help
New Cost To Close $7,000
Full Down Payment Assistance of
$7,000 is applied
Final Funds Needed $3,500
Seller Contribution applied
75% Out of Pocket Savings!
Here's How $0 Down
Can Slash Your Upfront Costs
You’re Closer Than You Think
NowICanOwn helps first‑time buyers explore $0 down home loans, down payment assistance, affordable home loans, and fast pre‑approval options — even if you’re starting with lower credit or limited savings. We keep things simple, supportive, and transparent.
$0 Down Options & Down Payment Assistance
Saving for a down payment is the biggest hurdle for most renters. We help you review $0 down home loans, low down payment programs, and down payment assistance options that may reduce or cover upfront costs.
First‑Time Buyer Programs & Guidance
If this is your first time buying a home, you don’t have to figure it out alone. We walk you through first‑time home buyer programs, affordable home loan options, and what to expect at each step making your homebuying process simple.
Fast Pre‑Approval Without Pressure
Get a fast mortgage pre‑approval or pre‑qualification so you know your price range and can shop with confidence.
Credit‑Flexible Home Loans
Life happens. If you’re searching for home loans for bad credit or low credit, we help you explore credit‑flexible programs that may consider more than just a score.
Affordable Home Loan Options
Compare affordable home loan programs and monthly payment paths that may fit your budget and long‑term goals.
Home Loans & Programs Near You
Many buyers search for mortgage programs near me or down payment assistance near me. We help you review what may be available in your area.
Learn how a Precommitment Certificate may help strengthen your offer and improve your chances in competitive housing markets.
Get a Competitive Edge
Stand out with a Pre-Commitment designed to strengthen your offer.
Precommitment (1 min.)
The ability to receive a precommitment certificate through our participating lenders is the most unique and powerful feature of our Home Ownership Plus Advantage program. If eligible here at Now I Can Own, you will have the option of choosing to obtain a precommitment certification. A precommitment certification.Is the highest pre-approval possible and the benefits are unsurpassed. Although most clients qualified, eligibility is determined when your pre qualification is complete. Here's how it works. Your file will be underwritten before your home search begins and a certificate will be issued to you verifying that the lender has committed.Finding your home purchase submitting this type of certification with your offer can significantly increase your chances of winning the bid on highly sought after properties and also gives you the overall competitive edge needed in housing markets which may have a high demand and low inventory of homes to choose from.Typically competing offers in most cases will have only a pre qualification or standard pre approval. So your pre commitment certificate will go very far with separating your offer from other offers which may be on the table.Although this consulting feature is optional, we highly recommend this to our clients looking to purchase in competitive markets where there are not in abundance of properties available to purchase and there are more buyers than sellers. So if you are looking to have a competitive advantage, remember with Now I Can Own, Now You Can.


Contact
3000 Atrium Way, Suite 200
Mount Laurel New Jersey, 08054
(onsite services not available)
Main: 877-977-0247
Fax: 888-602-0247
General Email: info@nowicanown.com
Hours of operation
Monday – Friday 9:00AM – 7PM
Saturday 9:00AM – 1:00PM
Sunday - Closed
NowICanOwn provides consulting services that support clients with Approval Preparation, Home Loan Referral coordination, and Down‑Payment Assistance consulting. We are not a lender, and we do not issue mortgage approvals or loan decisions. All mortgage pre‑qualifications, approvals, and lending determinations are completed exclusively by our participating licensed mortgage lenders.
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