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Lower Credit Scores Won't Stop You

Taking the Key

Below 640

  • A free assessment of your credit will be done for you (no impact to your credit)

  • A specific Approval Action Plan is developed which becomes your roadmap to homeownership.

  • We will work with you to become mortgage-ready

You Are Not Sure

  • We will check your credit to determine if you are mortgage-ready.

  • Above 640 proceed to registration to obtain approvals (in 24 to 28 hours)

If your scores are below 640

We will work with you to become mortgage-ready

Simply request your free assessment.

We do the work, you get approved.


FICOTM Score Range

Approval Preparation Help

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Case Study

White Bedroom
Down Payment  (3.5%) $7,000

Closing Cost (Estimated) $7,000 

 Original Cost To Close   $14,000 
Down Payment Assistance  $7,000

 New Cost To Close $7,000 
 Seller Contribution applied -$3,500 

 Final Cost To Close   $3,500 
Lower And Higher-Priced Homes Are Now Eligible For Assistance

     Purchase Price Limits     

1 Family    Up to $1,149,826

2 Family    Up to $1,472,250

3 Family    Up to $1,779,525

4 Family    Up to $2,211,600

  Down Payment Assistance  

1 Family  Up to $40,243.87

2 Family  Up to $51,528.75

3 Family  Up to $62,283.37

4 Family  Up to $77,406.00

Here's What Some Of Our Program Participants Have To Say

Free Consultation

Team Meeting

Want additional information, advice or guidance?

We are here to help. 

Request Your Free Assessment 

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Step Two

Check your  scores without affecting your credit.

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